Buying a Bank Owned Property - Counter Offer

The hottest real estate investment market availableat the property. This requires some knowledge of the
today is bank owned properties used in conjunctionarea where you are investing and the availability of
with Section 8 landlording, where possible. Comparedtools like Google Maps for previewing the property.
to the many other strategies of investment, likeYou can usually ask for an inspection period of 5 days
probates, short sales, subject to and so on, bankso you can always cancel your offer when you do
owned properties aka REO (Real Estate Owned)visit the property after its acceptance.
offers the lowest marketing cost in the acquisitionOf course you shouldn't make an habit to cancel
phase: you just need to browse any one the manyevery offer otherwise Realtors won't work with you
specialized sites.any more. And you have to go through Realtors to
Once you have sent the offer to the bank you'll get apresent the offer to the bank. My advice is to be
counter offer within days (not months like in shortconsiderate in making the offer. Never bid more than
sales) and you'll be able to know pretty soon if you are82% of the asking price as a start and rather try to
going to close on it or not.stay on the 40 - 50% of the after repair value.
You can find more properties than you'll be able toThe right balance will come from a knowledge of your
personally handle and you will find very good deals do.area and of the specific lender you are dealing with.
You can usually buy at around 60 to 50% of currentKeep in mind that these properties ALWAYS need
market value with little negotiation, and you can gorehab, and sometimes they are in very bad shape.
lower if you become a bit more expert at makingThe competition will be fierce and the faster the better,
offers fast. Actually, the really good deals are gone inbut you can also get the better results. The key is to
a matter of days and therefore you will have to makemake offers EVERY single day.
it an habit to make an offer BEFORE you go and look