| If you've been following the news and latest investing | | | | term "buy cheap and sell cheap" and still make a |
| trends, then you are aware of the most profitable | | | | bundle. Or they can be sold to retail buyers over time |
| opportunity ever in real estate. I am referring of course | | | | and really stretch the profits beyond comprehension. |
| to bulk reo investing. Never mind foreclosures and | | | | Bulk REO Packages give the average investor an |
| "short sale" investing, all you will accomplish at best is | | | | amazing return on their investment. These packages |
| picking up the property slightly below current market | | | | range from as low as $200,000 to as high as |
| value. | | | | $20,000,000 or more. The bigger tapes are usually |
| Bulk REO begins when the homeowners falls behind in | | | | traded between banks and insurance conglomerates; |
| their mortgage payments, then the long and grueling | | | | they're not for the average investor pool. But who |
| process of foreclosure begins. This can take | | | | cares, there is still a huge amount of money to be |
| anywhere from 3 to 9 months or more, depending on | | | | made with the smaller tapes. |
| which state and how backed up the bank logs and | | | | The so called "gurus" will tell you that it is easy to buy |
| courts are for the counties. | | | | these Bulk REO tapes directly from banks; but really, |
| At the completion of this process, the properties | | | | let's wake up people! When has it ever been easy to |
| become foreclosed homes. This is followed by an | | | | do anything with banks? Are we forgetting who got us |
| auction sale at the steps of the courthouse. Common | | | | into this current economic nightmare? |
| to today's market, these houses do not sell and are | | | | Unfortunately, this being such a lucrative trend it has |
| purchased back by the issuing banks. | | | | spun a ton of pretenders, dreamers and scammers. |
| Once the banks take these properties back, they are | | | | Therefore, the best chance any investor has of getting |
| assigned the infamous title of 'REO' or bank owned | | | | their hands on a "real" bulk REO package is from a |
| real estate. These REO properties are normally listed | | | | reputable Bulk REO Trader. Real REO Traders are |
| with Realtors also know as "REO Agents". These | | | | usually backed up by Hedge Funds and being focused |
| REO agents then try their best to sell these properties | | | | on a quick turn around only place a small premium on |
| at market price to retail buyers or local investors. | | | | these tapes. |
| This process leaves a sour taste in the banks mouth | | | | As an investor, you will still receive an incredible deal, |
| because it takes 6 months or more in addition to the 6 | | | | perhaps even better than going straight to the bank. |
| to 9 months during the foreclosure proceedings. In the | | | | These hedge funds get deeper discounts due to their |
| meantime, the bank funds are bleeding keeping and | | | | massive buying power. |
| maintaining these houses. Plus they are unable to lend | | | | Like in any business, do your research and make sure |
| out more money until they recoup enough to replenish | | | | to play your cards right. Do not rush into anything, find |
| their reserves. | | | | a reputable Bulk REO Trader or company and call |
| Keeping in mind that banks are in the business of | | | | them. Don't be afraid to ask them questions. |
| lending money and not selling real estate, they would | | | | Just make sure that you have the funds or know |
| prefer to sell these bad assets in bulk at a discounted | | | | someone directly that has the funds to take down a |
| rate, rather than liquidating them one at a time. | | | | tape. Or if you have a tape or know someone directly |
| Savvy investors are taking full advantage of this "bank | | | | that has a tape to sell. If you notice, the key here is |
| calamity" by taking down these BULK REO packages | | | | "directly", reputable traders will never entertain "daisy |
| or "tapes" as they are commonly known. These tapes | | | | chains". |
| are purchased at huge discounts and then sold one at | | | | It does not take a fortune to get started but you can |
| a time to local wholesalers and investors, hence the | | | | make a fortune once you get going. |