Things to Know When Purchasing a Distressed Property

The advantage of "distressed properties" does not gothe fact that they are already losing money in the
unnoticed. Homes that have either gone throughtransaction.
foreclosures or short sales is a tremendousYou should also have a professional appraiser
opportunity for buyers to buy a property at aappraise the house's worth for fair market value price
tremendous discount, often ranging from 30 to 60in case you sell the property in the future. Although you
percent off their actual market value. But there is amight have bought the house for a bargain price does
downside as well.not mean you cannot sell your property for the full
The process of owning these types of sales is amarket value down the future.
different dynamic than traditional sales. It has moreHomebuyers pursuing foreclosed and short sale
paperwork, and a longer transaction process. An oldhouses should also have their finances in order and
saying should also be remembered, "You get whatready to go because with distressed properties, time is
you pay for." Many distressed houses are neglectedof the utmost importance. If qualifying for a loan, make
properties due to past owner's inability to invest intosure to give yourself 1-3 week of a time frame to get
their homes.approved, if paying in cash, make sure funds are
It is with immense importance that potential buyersimmediately available.
interested in distressed properties perform theBuyers who are already pre-approved with their
necessary due diligence to protect their investment byfinances has the best chance of getting the property in
getting the property inspected before making anycase there are multiple offers from other buyers.
offer to the property. Inspectors will inform in detail theRemember, banks want to get rid of distressed
condition of the house, the structure's soundness, andproperties that are causing them to lose money, so
problems that could arise to be costly repairs in thebanks do not care about contingencies, such as selling
future. Homebuyers should realize the importance ofyour current home before purchasing another. A buyer
this because banks sells foreclosed or short salesready to go in a multiple offer is probably the one
houses as is, without any allowance for repair due towho's going to get the sale.